by Lee Hamilton | Jun 23, 2014 | Real Estate
Even if you have an inspection completed on the home you are purchasing and repairs are made prior to closing, there are still a lot of things that can wrong with a house. There is no perfect house and home ownership always comes with upkeep and repair. One way to...
by Lee Hamilton | Jun 19, 2014 | Real Estate
On listing appointments I am often asked what changes or repairs should be made to the home. There is an endless number of items that could be done at a home, but most of them won’t make a big difference in the price of your home. Of course, the more move in...
by Lee Hamilton | Jun 18, 2014 | Real Estate
You may have heard of PITI, but many do not know what it is. It is the term that refers to your total monthly mortgage payment and stands for Principle, Interest, Taxes, and Insurance. These four things add up to make up your monthly payment. The principle is the...
by Lee Hamilton | Jun 17, 2014 | Real Estate
A common question that comes up at closing is, “What is title insurance and do I need it?” If you are financing your home, your bank will likely require it. If you are paying cash or if the bank does not require it, it is still advisable to get it. Title...
by Lee Hamilton | Jun 12, 2014 | Real Estate
Primary Mortgage Insurance, or PMI, is insurance the bank requires a borrower to get in order to secure their interest. As the borrower, or home buyer, you pay a monthly fee for this. This can increase your monthly payment significantly; over $100 in many cases. In...
